/* ============================================
   LENDI HUB — Shared Styles
   Last updated: 2026
   ============================================ */

/* --- RESET --- */
*, *::before, *::after { box-sizing: border-box; margin: 0; padding: 0; }
html { -webkit-text-size-adjust: 100%; scroll-behavior: smooth; }
body { font-family: 'DM Sans', system-ui, -apple-system, sans-serif; color: var(--text); background: var(--cream); line-height: 1.5; -webkit-font-smoothing: antialiased; }
a { text-decoration: none; color: inherit; }
img { max-width: 100%; height: auto; display: block; }
ul { list-style: none; padding: 0; }

/* --- DESIGN TOKENS --- */
:root {
  --navy: #1B2A4A;
  --navy-mid: #2C4170;
  --green: #2D8C6E;
  --green-light: #3DAF8A;
  --green-pale: #D8F3E8;
  --green-accent: #34C094;
  --cream: #FAF9F6;
  --white: #FFFFFF;
  --text: #1B1B18;
  --text-mid: #4A4A45;
  --text-light: #7A7A72;
  --border: #E0DDD6;
  --red: #DC2626;
  --red-bg: #FEF2F2;
  --red-border: #FECACA;
  --gold: #F59E0B;
  --gold-bg: #FFFBEB;
  --warm-bg: #FEF9EE;
  --warm-border: #F5E6C8;
  --radius-sm: 8px;
  --radius-md: 14px;
  --radius-lg: 20px;
  --radius-full: 100px;
  --shadow-sm: 0 1px 3px rgba(0,0,0,0.04);
  --shadow-md: 0 4px 20px rgba(27,42,74,0.06);
  --shadow-lg: 0 4px 40px rgba(27,42,74,0.06), 0 1px 3px rgba(0,0,0,0.04);
}

/* --- TYPOGRAPHY --- */
.heading { font-family: 'Fraunces', serif; font-weight: 800; color: var(--text); line-height: 1.12; letter-spacing: -0.02em; }
.heading--xl { font-size: clamp(32px, 5vw, 52px); }
.heading--lg { font-size: clamp(28px, 4vw, 40px); }
.heading--md { font-size: clamp(24px, 3vw, 36px); }
.heading--sm { font-size: clamp(20px, 2.5vw, 26px); }
.heading--xs { font-size: clamp(18px, 2vw, 22px); }
.subhead { font-size: clamp(15px, 2vw, 17px); color: var(--text-mid); line-height: 1.6; }
.body-text { font-size: 15px; line-height: 1.65; color: var(--text-mid); }
.small-text { font-size: 13px; line-height: 1.55; color: var(--text-mid); }
.label { font-size: 11px; font-weight: 700; text-transform: uppercase; letter-spacing: 0.12em; color: var(--green); }
.bold { font-weight: 700; color: var(--text); }

/* --- LAYOUT --- */
.container { max-width: 1100px; margin: 0 auto; padding: 0 24px; }
.container--narrow { max-width: 780px; margin: 0 auto; padding: 0 24px; }
.container--mid { max-width: 900px; margin: 0 auto; padding: 0 24px; }
.container--form { max-width: 800px; margin: 0 auto; padding: 0 24px; }
.section { padding: 80px 0; }
.section--sm { padding: 50px 0; }
.text-center { text-align: center; }

/* --- NAV --- */
.nav { background: var(--white); padding: 16px 24px; display: flex; justify-content: center; align-items: center; border-bottom: 1px solid var(--border); position: sticky; top: 0; z-index: 50; }
.nav__logo { height: 56px; }

/* --- BUTTONS --- */
.btn { display: inline-block; padding: 20px 52px; border-radius: var(--radius-md); border: none; font-weight: 800; font-size: 18px; font-family: inherit; cursor: pointer; text-align: center; transition: transform 0.2s, box-shadow 0.2s, background 0.2s; }
.btn--navy { background: var(--navy); color: #fff; box-shadow: 0 4px 20px rgba(27,42,74,0.25); }
.btn--navy:hover { background: var(--navy-mid); transform: translateY(-2px); box-shadow: 0 8px 28px rgba(27,42,74,0.35); }
.btn--green { background: var(--green); color: #fff; box-shadow: 0 4px 20px rgba(45,140,110,0.3); }
.btn--green:hover { background: var(--green-light); transform: translateY(-2px); }
.btn--red { background: var(--red); color: #fff; box-shadow: 0 4px 20px rgba(220,38,38,0.3); }
.btn--red:hover { background: #B91C1C; transform: translateY(-2px); }
.btn-sub { font-size: 13px; color: var(--text-light); margin-top: 12px; }
.btn--pulse { animation: btnPulse 2.5s infinite; }

/* --- BADGES --- */
.badge { display: inline-flex; align-items: center; gap: 8px; border-radius: var(--radius-full); padding: 7px 18px; font-size: 12px; font-weight: 700; }
.badge--green { background: var(--green-pale); color: var(--green); border: 1px solid rgba(45,140,110,0.25); }
.badge--red { background: var(--red-bg); color: var(--red); border: 1px solid var(--red-border); }

/* --- CARDS --- */
.card { background: var(--white); border: 1px solid var(--border); border-radius: var(--radius-md); padding: 28px; }
.card--green { background: var(--green-pale); border-color: rgba(45,140,110,0.25); }
.card--red { background: var(--red-bg); border-color: var(--red-border); }
.card--cream { background: var(--cream); }
.card--highlight { border: 2px solid var(--green-accent); border-radius: var(--radius-lg); box-shadow: var(--shadow-lg); }

/* --- GRIDS --- */
.grid-2 { display: grid; grid-template-columns: repeat(2, 1fr); gap: 16px; }
.grid-3 { display: grid; grid-template-columns: repeat(3, 1fr); gap: 24px; }

/* --- TRUST --- */
.trust-row { display: flex; justify-content: center; gap: 20px; flex-wrap: wrap; }
.trust-item { display: flex; align-items: center; gap: 6px; font-size: 13px; font-weight: 600; color: var(--text-mid); }
.trust-check { width: 16px; height: 16px; flex-shrink: 0; }
.ssl-badge { display: inline-flex; align-items: center; gap: 8px; background: #F0EDE8; border: 1px solid var(--border); border-radius: var(--radius-full); padding: 8px 18px; font-size: 12px; font-weight: 600; color: var(--text-mid); }

/* --- STATS --- */
.stat__number { font-family: 'Fraunces', serif; font-size: 32px; font-weight: 800; color: var(--text); line-height: 1; }
.stat__label { font-size: 13px; font-weight: 600; color: var(--text-light); margin-top: 6px; }

/* --- COMPARISON --- */
.compare { display: grid; grid-template-columns: 1fr 60px 1fr; gap: 0; align-items: stretch; }
.compare__left { background: var(--warm-bg); border: 1px solid var(--warm-border); border-radius: 16px; padding: 28px; }
.compare__right { background: var(--green-pale); border: 1px solid rgba(45,140,110,0.25); border-radius: 16px; padding: 28px; }
.compare__arrow { display: flex; align-items: center; justify-content: center; }
.compare__label { font-size: 12px; font-weight: 700; text-transform: uppercase; letter-spacing: 0.08em; margin-bottom: 18px; }
.compare__item { display: flex; gap: 10px; margin-bottom: 14px; align-items: flex-start; font-size: 14px; line-height: 1.55; }

/* --- FAQ --- */
.faq { background: var(--white); border: 1px solid var(--border); border-radius: var(--radius-md); padding: 24px; }
.faq__q { font-weight: 700; font-size: 15px; color: var(--text); margin-bottom: 10px; display: flex; gap: 8px; align-items: flex-start; }
.faq__a { font-size: 14px; line-height: 1.65; color: var(--text-mid); }

/* --- QUOTE --- */
.quote { font-family: 'Fraunces', serif; font-size: clamp(22px, 3vw, 28px); font-weight: 700; color: var(--navy); line-height: 1.35; font-style: italic; }

/* --- OFFER CARD (Thank You Page) --- */
.offer { display: block; background: var(--gold-bg); border: 2px solid var(--gold); border-radius: 16px; padding: 22px 24px; position: relative; overflow: hidden; cursor: pointer; transition: transform 0.2s, box-shadow 0.2s; }
.offer:hover { transform: translateY(-3px); box-shadow: 0 8px 24px rgba(0,0,0,0.08); }
.offer__ribbon { position: absolute; top: 14px; right: -26px; background: var(--gold); color: #fff; font-size: 10px; font-weight: 800; padding: 3px 32px; transform: rotate(45deg); text-transform: uppercase; letter-spacing: 0.06em; }
.offer__header { display: flex; justify-content: space-between; align-items: center; margin-bottom: 16px; }
.offer__lender { font-weight: 700; font-size: 16px; color: var(--text); }
.offer__speed { background: var(--green-pale); border-radius: 6px; padding: 4px 12px; font-size: 11px; font-weight: 700; color: var(--green); }
.offer__grid { display: grid; grid-template-columns: repeat(3, 1fr); gap: 12px; }
.offer__label { font-size: 11px; font-weight: 600; color: var(--text-light); margin-bottom: 4px; }
.offer__value { font-size: 20px; font-weight: 800; filter: blur(7px); user-select: none; }
.offer__overlay { position: absolute; inset: 0; display: flex; align-items: center; justify-content: center; background: transparent; transition: background 0.2s; }
.offer:hover .offer__overlay { background: rgba(27,42,74,0.06); }
.offer__unlock { background: var(--navy); color: #fff; padding: 12px 28px; border-radius: 12px; font-weight: 700; font-size: 15px; box-shadow: 0 4px 16px rgba(0,0,0,0.15); opacity: 0; transition: opacity 0.2s; }
.offer:hover .offer__unlock { opacity: 1; }

/* --- PROGRESS BAR --- */
.progress { display: flex; gap: 6px; margin-bottom: 10px; }
.progress__step { flex: 1; height: 6px; border-radius: 4px; }
.progress__step--done { background: var(--green); }
.progress__step--active { background: var(--red); animation: pulse 1.5s infinite; }
.progress__step--pending { background: var(--border); }
.progress__labels { display: flex; justify-content: space-between; font-size: 11px; font-weight: 600; }

/* --- COUNTDOWN --- */
.countdown-box { background: var(--red-bg); border: 1px solid var(--red-border); border-radius: var(--radius-md); padding: 14px 28px; display: inline-flex; align-items: center; gap: 14px; }
.countdown-label { font-size: 14px; font-weight: 600; color: #92400E; }
.countdown-timer { font-family: 'Fraunces', serif; font-weight: 800; font-size: 28px; color: var(--red); }

/* --- STICKY BAR --- */
.sticky-bar { position: fixed; bottom: 0; left: 0; right: 0; z-index: 50; background: var(--white); border-top: 3px solid var(--red); padding: 12px 24px; box-shadow: 0 -4px 24px rgba(0,0,0,0.1); display: flex; align-items: center; justify-content: center; gap: 16px; }
.sticky-bar__btn { display: inline-block; padding: 11px 28px; border-radius: 10px; background: var(--red); color: #fff; font-weight: 800; font-size: 14px; font-family: inherit; cursor: pointer; }

/* --- CHECKLIST --- */
.checklist li { display: flex; gap: 10px; align-items: flex-start; margin-bottom: 12px; font-size: 14px; line-height: 1.5; }
.checklist--yes li::before { content: "✓"; color: var(--green); font-weight: 800; flex-shrink: 0; }
.checklist--no li::before { content: "✗"; color: #DC6803; font-weight: 800; flex-shrink: 0; }
.checklist--yes li { color: var(--navy); }
.checklist--no li { color: #78350F; }

/* --- FOOTER --- */
.footer { padding: 40px 24px 48px; background: #0F1B2E; }
.footer__logo { height: 40px; border-radius: 4px; margin-bottom: 12px; }
.footer__links { display: flex; gap: 20px; margin-bottom: 24px; }
.footer__links a { font-size: 12px; color: rgba(255,255,255,0.8); }
.footer__links a:hover { color: #fff; }
.footer__legal { font-size: 10px; color: rgba(255,255,255,0.7); line-height: 1.8; }
.footer__legal p { margin-bottom: 10px; }
.footer__legal strong { color: #fff; }
.footer__copyright { font-size: 11px; color: rgba(255,255,255,0.6); margin-top: 20px; padding-top: 20px; border-top: 1px solid rgba(255,255,255,0.15); }

/* --- UTILITIES --- */
.dot { width: 8px; height: 8px; border-radius: 50%; display: inline-block; animation: pulse 2s infinite; }
.dot--green { background: var(--green-accent); }
.dot--red { background: var(--red); }
.check-circle { display: inline-flex; align-items: center; justify-content: center; width: 18px; height: 18px; border-radius: 50%; background: var(--green); }
.check-circle svg { width: 10px; height: 10px; }
.icon-box { width: 52px; height: 52px; border-radius: var(--radius-md); background: var(--green-pale); display: flex; align-items: center; justify-content: center; font-size: 22px; }
.icon-box--lg { width: 64px; height: 64px; border-radius: 16px; }
.divider { border-top: 1px solid var(--border); }
.bg-white { background: var(--white); }

/* Spacing */
.mb-4{margin-bottom:4px}.mb-6{margin-bottom:6px}.mb-8{margin-bottom:8px}.mb-10{margin-bottom:10px}
.mb-12{margin-bottom:12px}.mb-14{margin-bottom:14px}.mb-16{margin-bottom:16px}.mb-20{margin-bottom:20px}
.mb-24{margin-bottom:24px}.mb-28{margin-bottom:28px}.mb-32{margin-bottom:32px}.mb-40{margin-bottom:40px}
.mb-50{margin-bottom:50px}.mt-12{margin-top:12px}.mt-16{margin-top:16px}.mt-20{margin-top:20px}
.mt-24{margin-top:24px}.mt-28{margin-top:28px}.mt-32{margin-top:32px}.mt-36{margin-top:36px}
.mt-40{margin-top:40px}

/* --- ANIMATIONS --- */
@keyframes pulse { 0%,100% { opacity: 1; } 50% { opacity: 0.3; } }
@keyframes btnPulse {
  0%,100% { box-shadow: 0 4px 20px rgba(27,42,74,0.25); }
  50% { box-shadow: 0 4px 30px rgba(27,42,74,0.45), 0 0 0 5px rgba(45,140,110,0.12); }
}

/* --- RESPONSIVE --- */
@media (max-width: 768px) {
  .grid-2, .grid-3 { grid-template-columns: 1fr; }
  .compare { grid-template-columns: 1fr; gap: 16px; }
  .compare__arrow { display: none; }
  .section { padding: 50px 0; }
  .btn { padding: 18px 36px; font-size: 16px; }
  .nav__logo { height: 44px; }
  .sticky-bar { flex-wrap: wrap; gap: 10px; padding: 10px 16px; }
  .container, .container--narrow, .container--mid, .container--form { padding: 0 16px; }
}
</style>